In accordance with the Interagency Fair Lending Examination Procedures, we will evaluate your fair lending performance. Our review will include determining compliance with non-discrimination requirements of:
Equal Credit Opportunity Act
Fair Housing Act
Applicable State Laws
The following steps outline our approach:
Identify discrimination risk factors for each product selected Determine the scope for each review Perform transaction analysis for underwriting Perform transaction analysis for terms and conditions Present findings and recommendations to management Prepare a written report
